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	<description>The pros and cons of credit cards</description>
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		<title>Best Credit Card Rates</title>
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				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[best credit card rates]]></category>
		<category><![CDATA[best credit card rates 2011]]></category>
		<category><![CDATA[best credit card rates consumer reports]]></category>
		<category><![CDATA[best credit card rates for balance transfers]]></category>
		<category><![CDATA[best credit card rates for merchants]]></category>
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		<description><![CDATA[Late credit card payments drop NEW YORK — Late payments on credit cards have dropped to rates seen before the recession, and defaults are also heading close to normal levels, reports from the nation’s top six issuers show. Interchange Rates Are An Essential Part of Credit Card Processing.. Learn From PCI Professionals.]]></description>
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